12-Month Online CD

Financial Strength, Built Brick by Brick

BankUnitedDirect is the online banking division of BankUnited, N.A., a national bank and wholly owned subsidiary of BankUnited, Inc. We are one of the largest independent depository institutions headquartered in Florida with over $36.6 billion in total assets as of June 30, 2022.

Who We Are

Enrollment Made Simple

Follow these 3 easy steps to get started.

1. Complete Application

2. Transfer funds
to your account

3. Watch your
money grow

START SAVING FOR SOMETHING GREAT.

Choose the CD that’s right for you and start earning more.

Fixed rate of return
FDIC-insured†
Low minimum opening deposit
24/7 online & mobile banking**

Open An Account

Digital Solutions, Backed by Years of Experience

How We Do It

We’ve established several security measures that help protect your information online.

We’ve optimized our products, so you can easily transfer money through BankUnited’s online and mobile banking. **

We’re frequently upgrading services and tools to enhance your digital banking experience.

*Annual Percentage Yield (APY) is accurate as of 8/5/2022. Advertised rate is fixed for the initial term of the Certificate of Deposit (CD) only. APY assumes interest earned remains on deposit until maturity. CD minimum opening deposit of $1,000.00 is required. Maximum opening deposit per CD is $250,000.00. Early withdrawal penalty may apply if you withdraw any principal from the CD before the maturity date. CD will automatically renew at maturity into a standard CD closest in length to the initial term (which may be shorter than the initial term) at the then current standard rate in effect at the time of renewal unless you instruct us otherwise. Account fees could reduce earnings. Additional terms and conditions apply. Please refer to our Depositor’s Agreement and applicable Schedule of Fees for additional information. We reserve the right to cancel or modify this offer at any time. Rates are subject to change at any time and are not guaranteed until the CD is opened. Advertised rates are for accounts opened online through BankUnitedDirect only. Other rates may be in effect for accounts opened in person at a BankUnited branch, by mail or other remote means. Please contact a BankUnitedDirect representative at (844) 365-5720 for additional details. Offer is for consumer accounts only. Products and services offered may differ among geographic locations.

**To use BankUnited Digital Banking, you must be enrolled in BankUnited Online Banking and download the BankUnited app for your mobile device. You will also need a supported mobile device. BankUnited does not charge a fee for Mobile Banking. However, your wireless carrier may charge you for data usage and text message services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Terms, conditions and fees for accounts, products and services are subject to change. Money Market Accounts are subject to statement cycle transaction limits.

† To the maximum allowed by law. Deposit products and services are offered by BankUnited, N.A. BankUnitedDirect is a trade name of BankUnited, N.A. and does not refer to a separately insured institution. All deposit accounts opened through BankUnitedDirect are combined with other deposit accounts held in the same ownership category at BankUnited, N.A. for purposes of calculating your Federal Deposit Insurance Corporation (FDIC) insurance coverage. For more information about FDIC insurance coverage please visit www.fdic.gov.